1. Introduction
Imara Legacy Insurance Services ("Imara Legacy") respects the privacy of California consumers. This California Privacy Notice provides additional information concerning California privacy rights and supplements the Imara Legacy Privacy Policy. It does not replace the Privacy Policy.
California privacy requirements may differ depending on the nature of the personal information involved and the law applicable to that information. Because Imara Legacy operates in the insurance industry, certain personal information collected in connection with insurance products or services may be governed by California insurance privacy laws and regulations. Imara Legacy currently provides insurance services in California.
2. California Consumer Privacy Act
The California Consumer Privacy Act, as amended ("CCPA"), provides certain California consumers with privacy rights when its requirements apply to a business and the personal information involved. The applicability of particular CCPA requirements may depend on statutory thresholds, exemptions, the nature of the information, and other circumstances. This notice is provided for transparency and does not state that every provision of the CCPA applies to Imara Legacy or to every category of information it handles.
3. Insurance Privacy Information
Certain personal information collected in connection with obtaining, applying for, placing, or servicing insurance may be subject to California insurance privacy laws and regulations. Those requirements may differ from the CCPA.
This California Privacy Notice does not replace:
- Required insurance privacy notices
- Insurance carrier privacy notices
- Insurance application disclosures
- Required authorizations
- Other legally required notices
Where applicable, additional notices may be provided during an insurance transaction.
4. Information Collected Through This Website
Request a Quote form. Required: full name, phone number, email address, date of birth, sex, ZIP code, coverage interest, and whether you currently have life insurance (yes or no). Optional: additional notes.
Contact form. Name, contact information, contact reason, and message.
Submission information. Limited operational information associated with a submission, such as the submission date and time, the page the request came from, and that page's web address.
This website uses Google Analytics on public pages to measure website usage, such as pages viewed, general location derived from technical information, device and browser information, referring website or campaign, and interactions with the site. Form answers are not sent to Google Analytics. It does not use advertising pixels, session recording, or Google advertising features, and does not sell personal information. Optional cookies are managed through Cookiebot, our consent management platform; Google Analytics follows your choices, which you can change anytime using "Cookie Settings" in the website footer.
5. Categories of Personal Information
- Identifiers and contact information: name, email address, telephone number, ZIP code
- Personal information: date of birth and sex
- Insurance interest information: coverage interest, whether you currently have life insurance, and any information you choose to include in notes or messages
- Website submission information: submission date/time, source page, and source web address
- Communication information: contact messages, requests, and communication preferences where applicable
6. Purposes of Collection and Use
Information may be used to:
- Respond to quote requests and inquiries
- Understand the insurance information you requested
- Connect you with appropriately licensed insurance professionals
- Compare available insurance options
- Maintain lead and inquiry records and provide requested follow-up
- Administer requested insurance-related services
- Maintain business and compliance records
- Operate, secure, and improve the website and prevent misuse
- Comply with legal and regulatory obligations
This website does not make automated underwriting or coverage decisions.
7. Disclosure of Information
Where appropriate, information may be disclosed to:
- Imara Legacy personnel and authorized insurance professionals
- Insurance carriers, where appropriate for the insurance services you request (requests are not automatically sent to every carrier)
- Technology and service providers that support Imara Legacy
- Professional advisers
- Government or regulatory authorities when required or permitted by law
- Other parties when you authorize it or as permitted by law
8. Sale and Sharing
Imara Legacy does not sell personal information for monetary compensation.
Imara Legacy does not currently use personal information for cross-context behavioral advertising. Because these practices are not occurring, this website does not currently offer a "Do Not Sell or Share" opt-out mechanism, and it does not currently process Global Privacy Control signals for that purpose. If these practices change, an appropriate opt-out mechanism will be implemented before or alongside the change, and this notice will be updated.
9. California Privacy Rights
Depending on the applicable law, the information involved, exemptions, and circumstances, California residents may have rights that include:
- Requesting information about certain personal information practices
- Requesting access to certain personal information
- Requesting correction of inaccurate personal information
- Requesting deletion, subject to applicable exceptions
- Opting out of certain sale or sharing practices, where applicable
- Limiting certain uses or disclosures of sensitive personal information, where applicable
- Receiving nondiscriminatory treatment for exercising applicable privacy rights
Not every right applies to every request. Imara Legacy may retain information it is legally or regulatorily required to keep, including insurance-related records.
10. Making a Privacy Request
To make a privacy request, email support@imaralegacy.com or call (213) 583-1415. You may also reach us through the Contact page.
11. Identity Verification
Imara Legacy may need to reasonably verify your identity before providing, correcting, or deleting personal information. We will ask only for information reasonably necessary to verify the request.
Please do not send Social Security numbers, complete medical records, bank or payment-card information, or government identification documents by ordinary email.
12. Authorized Agents
Where applicable under California privacy law, an authorized agent may submit certain requests on your behalf. Imara Legacy may take reasonable steps permitted by law to verify your identity, the agent's authority, and the authenticity of the request.
13. Right to Nondiscrimination
Where applicable, Imara Legacy will not unlawfully discriminate against you for exercising an applicable privacy right. This does not require Imara Legacy to provide an insurance product for which you do not otherwise qualify; insurance eligibility remains subject to lawful carrier underwriting, product requirements, and applicable law.
14. Sensitive Personal Information
Date of birth is collected through the Request a Quote form to help identify suitable coverage options. Please do not submit unrequested Social Security numbers, bank account or payment-card information, government identification numbers, medical records, or complete medical histories through public website forms. Insurance applications or carriers may separately request information through appropriate processes.
15. Data Retention
Personal information is retained for as long as reasonably necessary to respond to requests, maintain business records, service insurance, meet legal and regulatory recordkeeping and compliance obligations, prevent fraud and security incidents, and resolve disputes.
16. Children
This website is not directed toward children under 13, and Imara Legacy does not knowingly seek to collect personal information from children through the public website. Concerns may be sent to support@imaralegacy.com.
17. Changes to This Notice
This notice may be updated when website functionality, privacy practices, vendors, or legal and regulatory requirements change. The "Last Updated" date above reflects the latest version. Where affirmative consent is legally required, an update will not be treated as consent.
18. Contact
Imara Legacy Insurance Services
Privacy email: support@imaralegacy.com
Phone: (213) 583-1415
See also: Privacy Policy · Terms of Use · Contact