1. Introduction
Imara Legacy Insurance Services (“Imara Legacy,” “we,” “us,” or “our”) respects the privacy of website visitors, prospective clients, and clients. This Privacy Policy explains how we collect, use, disclose, retain, and protect personal information in connection with the Imara Legacy website (https://imaralegacy.com), quote requests, contact inquiries, and related website communications. Imara Legacy currently serves California.
This policy applies to personal information collected through the Imara Legacy public website and related website interactions. Independent insurance carriers and third-party services maintain their own privacy practices, which are not governed by this policy.
This Website Privacy Policy does not replace any separate privacy notice, insurance disclosure, authorization, carrier notice, or other notice that may be provided in connection with an insurance application or transaction.
2. Information We Collect
The exact information collected depends on which form or interaction you use.
A. Information You Provide
Request a Quote form — required:
- Full name
- Phone number
- Email address
- Date of birth
- Sex
- ZIP Code
- Coverage interest
- Whether you currently have life insurance (yes or no)
Optional: additional notes.
Contact form: name, contact information (such as phone number and email address), reason for contact, and your message.
B. Information Collected Automatically
When you submit a form, the website records limited context, such as:
- The page you came from before reaching the form (referring page), when your browser provides it
- Submission date and time
This website uses Google Analytics to understand how visitors use the public website. It may collect information such as pages viewed, general location derived from technical information (such as IP address), device and browser information, the website or campaign that referred you, and interactions with the website. We do not send your name, phone, email, date of birth, or other form answers to Google Analytics, and it is not used on staff-only areas. Advertising pixels, Google advertising features, and remarketing are not currently used.
We use Cookiebot as our consent management platform. When you first visit, you can accept, reject, or customize optional cookies. Google Analytics is set up to follow the choices you make there. You can change your choices at any time using the "Cookie Settings" link in the website footer.
C. Sensitive Information Not Requested Through Public Forms
Date of birth is intentionally collected through the Request a Quote form because it is needed to prepare insurance information. Please do not use general public website forms to submit:
- Social Security numbers
- Bank account information
- Payment-card information
- Government identification numbers
- Medical records
- Complete medical histories
- Other sensitive information not specifically requested by the form
If you move forward with coverage, an insurance carrier may later request additional information through its own authorized application or underwriting process.
3. How Information Is Collected
Information is currently collected through:
- The Request a Quote form
- The Contact form
- Direct communications you initiate with Imara Legacy (for example, phone or email)
- Website navigation context associated with a form submission, as described above
- Google Analytics on public website pages, as described above
The following are not currently active on this website:
- Advertising pixels
- Third-party scheduling integrations
- Third-party CRM integrations
- SMS marketing automation
- Email marketing automation
Form submissions are stored in Imara Legacy’s own internal records system. After a form is submitted, the website may send an automatic confirmation email related to your request. If any of the capabilities listed above are added in the future, this policy will be updated and, where required, appropriate consent controls will be provided.
4. How We Use Information
Information you provide may be used to:
- Respond to quote requests and general inquiries
- Follow up regarding your request
- Understand what insurance information you requested
- Connect you with an appropriately licensed insurance professional
- Compare available insurance options
- Administer insurance-related services you request
- Maintain lead, inquiry, business, and compliance records
- Operate and improve the website
- Prevent misuse, fraud, or security incidents
- Comply with applicable legal and regulatory obligations
- Send communications when appropriate and, where required, with your consent
The website does not automatically determine carrier eligibility or final pricing. Eligibility, availability, and pricing are determined by the applicable carrier and its underwriting process.
5. How Information May Be Disclosed
Information may be disclosed, when appropriate, to:
- Imara Legacy personnel and authorized agents
- Insurance carriers, where appropriate to obtain, apply for, place, or service coverage you request (quote requests are not automatically sent to every carrier)
- Technology and service providers performing services on our behalf, such as website hosting, data storage, and email delivery
- Professional advisers, such as legal, accounting, or compliance providers
- Government or regulatory authorities where required or permitted by law
- Other parties when you authorize it or as otherwise permitted by applicable law
Imara Legacy does not sell personal information for monetary compensation.
Imara Legacy has not implemented cross-context behavioral advertising technologies on this website. If that changes, this policy and any required opt-out controls will be updated accordingly.
7. Communications
Depending on how you contact us, you may receive communications about your quote request, contact inquiry, requested insurance information, follow-up coordination, and related service messages.
Imara Legacy distinguishes between:
- Request-related or transactional communications
- Marketing email
- Marketing text messages
Submitting a general website form does not, by itself, constitute consent to unrelated recurring marketing text messages where separate consent is required. See our SMS Consent Policy.
8. Data Retention
Personal information is retained for as long as reasonably necessary for purposes such as responding to requests, maintaining client and business records, servicing insurance relationships, compliance, legal and regulatory recordkeeping, fraud and security prevention, and dispute resolution.
Where applicable, retention may also depend on legal obligations and insurance carrier requirements.
9. Data Security
Imara Legacy uses reasonable administrative, technical, and organizational measures appropriate to the nature of the information and the website systems involved.
No method of internet transmission or electronic storage can be guaranteed completely secure.
10. California Privacy Rights
California residents may have certain privacy rights depending on the law’s applicability, the nature of the information, and applicable exemptions. Where applicable, these may include rights concerning:
- Knowing about and accessing certain personal information
- Correcting inaccurate personal information
- Deleting personal information, subject to exceptions
- Opting out of the sale or sharing of personal information
- Limiting certain uses of sensitive personal information
- Not receiving discriminatory treatment for exercising applicable rights
Requests are reviewed under applicable law, and a legal exception may apply to some requests.
Accessing or Correcting Your Information
You may email support@imaralegacy.com to request access to, or correction of, personal information associated with your website inquiry. Requests are subject to identity verification and applicable legal requirements and exceptions. We will not disclose personal information without appropriate verification.
Submitting a Privacy Request
Email support@imaralegacy.com or call (213) 583-1415. Please do not include Social Security numbers, identification documents, medical information, or other sensitive information in your initial request; we will explain any verification needed.
11. Insurance Privacy
Imara Legacy operates in the insurance industry. Additional privacy rights, notices, disclosures, authorizations, or restrictions may apply to personal information collected in connection with an insurance transaction.
Information collected in connection with an insurance application or transaction may be subject to additional insurance privacy requirements. Where required, additional privacy notices or acknowledgments may be provided during the insurance application, quote, or carrier process.
This Website Privacy Policy does not replace a carrier’s privacy notice or any other legally required insurance privacy notice.
12. Children’s Privacy
The Imara Legacy website is not directed to children under 13, and Imara Legacy does not knowingly seek to collect personal information from children through the website.
A parent or guardian who believes a child has submitted information through the website may contact us at support@imaralegacy.com so it can be reviewed and removed where appropriate.
13. Third-Party Websites
This website may link to independent third-party services, such as insurance carriers, policy or service portals, social media, and other service providers. These third parties maintain their own privacy practices, which Imara Legacy does not control. Please review their policies before providing information to them.
14. Changes to This Policy
This policy may be updated when website features change, vendors change, information practices change, or legal or regulatory requirements change. The Last Updated date near the top of this page reflects the most recent revision. Where applicable law requires additional notice or consent for a material change, we will provide it rather than relying only on the Last Updated date.
15. Contact Us About Privacy
Imara Legacy Insurance Services
- Privacy email: support@imaralegacy.com
- Phone: (213) 583-1415
- Contact page
- Terms of Use
- SMS Consent Policy