1. Insurance Licensing
Imara Legacy Insurance Services provides insurance services through appropriately licensed insurance professionals. Current insurance services are offered in California.
Imara Legacy Insurance Services is not an insurance carrier and does not underwrite or issue insurance policies. Insurance products are offered only through insurance professionals who hold the licenses and authorizations required for the applicable insurance activity.
2. Agent Licensing Information
Insurance professionals conducting licensed insurance activity through Imara Legacy are responsible for maintaining the licenses and authorizations required for the insurance products and activities they perform.
Where required by applicable law, licensing information will be provided in connection with applicable insurance communications, solicitations, quotations, advertisements, or other licensed insurance activities. This may include license identification on communications or materials such as:
- Insurance-related emails
- Business cards
- Written insurance price quotations
- Applicable insurance advertisements
- Other communications or materials where license identification is required by law
3. Speaking With an Insurance Professional
Before proceeding with an insurance transaction, you may ask the insurance professional you are working with for their full name, California insurance license number, and licensing information. Imara Legacy encourages consumers to verify the licensing status of an insurance professional when desired.
4. California Department of Insurance
You may independently verify the license status of an insurance professional through the California Department of Insurance.
Verify an Insurance License (opens the California Department of Insurance website in a new tab)
The California Department of Insurance is a government agency. This link is provided for your convenience and does not mean the Department endorses, recommends, or is affiliated with Imara Legacy or any of its insurance professionals.
5. California Service Area
Imara Legacy’s current public insurance service area is California. Insurance solicitation, recommendations, applications, and other activities requiring an insurance license are conducted only through appropriately licensed insurance professionals and only where they are authorized to conduct those activities.
Educational website content may be viewed outside California, but it is not a solicitation of insurance services in any jurisdiction where the applicable professional is not authorized.
6. Independent Insurance Services
Imara Legacy works with multiple insurance carriers. Carrier and product availability may depend on factors including:
- Agent appointments
- Carrier requirements
- Applicant eligibility
- Age
- Health and underwriting, where applicable
- Tobacco status
- Coverage amount
- Product availability
Displaying a carrier on this website does not guarantee that the carrier or any particular product will be available to every consumer.
7. No Guarantee of Coverage
Nothing on this website guarantees approval, eligibility, premium, coverage amount, underwriting classification, policy issuance, effective date, or carrier availability.
Final eligibility, pricing, coverage, and policy issuance are determined by the applicable insurance carrier according to its underwriting and policy requirements.
8. Current Insurance Focus
Imara Legacy currently focuses on:
- Final Expense Insurance
- Term Life Insurance
- Whole Life Insurance
- Indexed Universal Life Insurance (IUL)
Product descriptions on this website are general educational summaries. They do not replace insurance applications, carrier-approved illustrations, policy contracts, required disclosures, underwriting requirements, or carrier documentation.
9. Contact
Imara Legacy Insurance Services
- Email: support@imaralegacy.com
- Phone: (213) 583-1415
- Contact page